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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,615 | $27,639-90.5% | $61,501-95.7% | $68,490-96.2% |
| Participation rate | 91.7% | 39.5%+52.2pp | 52.6%+39.1pp | 67.9%+23.8pp |
| Annual return | -25.04% | -13.19%-11.8pp | 339.04%-364.1pp | -7.85%-17.2pp |
| Employer contribution / active EE | $1,198 | $696+72.1% | $1,160+3.3% | $2,597-53.9% |
| Participant deferral / active EE | $1,956 | $1,264+54.8% | $2,125-7.9% | $4,028-51.4% |
| Admin fee / account holder | $303 | $2,012-84.9% | $2,132-85.8% | $5,403-94.4% |