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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,615 | $27,626-90.5% | $61,389-95.7% | $68,498-96.2% |
| Participation rate | 91.7% | 39.5%+52.2pp | 52.6%+39.1pp | 67.9%+23.8pp |
| Annual return | -25.04% | -13.24%-11.8pp | 338.73%-363.8pp | -7.84%-17.2pp |
| Employer contribution / active EE | $1,198 | $696+72.2% | $1,160+3.3% | $2,596-53.9% |
| Participant deferral / active EE | $1,956 | $1,263+54.8% | $2,125-8.0% | $4,027-51.4% |
| Admin fee / account holder | $303 | $2,010-84.9% | $2,130-85.8% | $5,403-94.4% |