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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,677 | $99,921-78.3% | $85,009-74.5% | $145,959-85.1% |
| Participation rate | 31.6% | 74.1%-42.5pp | 67.5%-35.9pp | 80.3%-48.7pp |
| Annual return | 21.31% | 83.89%-62.6pp | 66.47%-45.2pp | 561.95%-540.6pp |
| Employer contribution / active EE | $899 | $3,233-72.2% | $2,728-67.0% | $4,661-80.7% |
| Participant deferral / active EE | $1,161 | $5,293-78.1% | $4,522-74.3% | $6,689-82.6% |
| Admin fee / account holder | $1,465 | $7,252-79.8% | $6,153-76.2% | $13,398-89.1% |