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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,889 | $93,023-92.6% | $77,027-91.1% | $134,493-94.9% |
| Participation rate | 47.1% | 74.5%-27.4pp | 67.9%-20.9pp | 81.2%-34.2pp |
| Annual return | -28.46% | 62.61%-91.1pp | 42.32%-70.8pp | 418.01%-446.5pp |
| Employer contribution / active EE | $1,015 | $3,418-70.3% | $2,813-63.9% | $4,740-78.6% |
| Participant deferral / active EE | $1,116 | $5,238-78.7% | $4,427-74.8% | $6,400-82.6% |
| Admin fee / account holder | $190 | $6,944-97.3% | $5,425-96.5% | $11,425-98.3% |