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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,332 | $117,904-60.7% | $102,457-54.8% | $145,978-68.3% |
| Participation rate | 91.3% | 78.6%+12.7pp | 76.5%+14.8pp | 80.3%+11.0pp |
| Annual return | 13.59% | 31.80%-18.2pp | 29.41%-15.8pp | 550.52%-536.9pp |
| Employer contribution / active EE | $6,668 | $3,613+84.5% | $3,022+120.6% | $4,662+43.0% |
| Participant deferral / active EE | $3,646 | $5,733-36.4% | $5,054-27.9% | $6,690-45.5% |
| Admin fee / account holder | $15,198 | $13,329+14.0% | $9,451+60.8% | $13,400+13.4% |