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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,032 | $115,810-71.5% | $101,271-67.4% | $158,966-79.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.50% | 56.15%-39.6pp | 46.48%-30.0pp | 302.95%-286.4pp |
| Employer contribution / active EE | $8,828 | $4,175+111.4% | $3,660+141.2% | $4,762+85.4% |
| Participant deferral / active EE | $4,778 | $4,958-3.6% | $4,371+9.3% | $5,983-20.1% |
| Admin fee / account holder | $346 | $7,248-95.2% | $5,948-94.2% | $11,250-96.9% |