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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,253 | $209,425-36.8% | $178,499-25.9% | $158,966-16.8% |
| Participation rate | 25.0% | 86.4%-61.4pp | 81.9%-56.9pp | 82.0%-57.0pp |
| Annual return | 7.06% | 188.80%-181.7pp | 151.10%-144.0pp | 302.95%-295.9pp |
| Employer contribution / active EE | $2,838 | $5,707-50.3% | $5,011-43.4% | $4,762-40.4% |
| Participant deferral / active EE | $5,284 | $5,955-11.3% | $5,202+1.6% | $5,983-11.7% |
| Admin fee / account holder | $1,220 | $17,078-92.9% | $13,986-91.3% | $11,250-89.2% |