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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,659 | $198,461-76.5% | $170,436-72.6% | $147,585-68.4% |
| Participation rate | 60.0% | 88.0%-28.0pp | 83.6%-23.6pp | 82.8%-22.8pp |
| Annual return | 14.35% | 257.30%-243.0pp | 205.94%-191.6pp | 578.57%-564.2pp |
| Employer contribution / active EE | $3,233 | $6,184-47.7% | $5,433-40.5% | $4,876-33.7% |
| Participant deferral / active EE | $11,998 | $5,629+113.1% | $4,939+142.9% | $5,439+120.6% |
| Admin fee / account holder | $365 | $16,852-97.8% | $13,880-97.4% | $10,885-96.6% |