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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,304 | $202,342-48.9% | $172,752-40.2% | $152,897-32.4% |
| Participation rate | 33.3% | 87.1%-53.7pp | 82.6%-49.3pp | 82.5%-49.1pp |
| Annual return | 12.46% | 1029.83%-1017.4pp | 802.97%-790.5pp | 345.43%-333.0pp |
| Employer contribution / active EE | $3,540 | $5,858-39.6% | $5,144-31.2% | $4,764-25.7% |
| Participant deferral / active EE | $7,281 | $5,948+22.4% | $5,198+40.1% | $5,851+24.4% |
| Admin fee / account holder | $1,220 | $17,111-92.9% | $13,955-91.3% | $11,599-89.5% |