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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,708 | $183,539+0.6% | $155,556+18.7% | $145,897+26.6% |
| Participation rate | 16.7% | 82.7%-66.0pp | 78.2%-61.6pp | 80.3%-63.6pp |
| Annual return | 11.95% | 61.31%-49.4pp | 64.84%-52.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,401 | $5,315-54.8% | $4,675-48.7% | $4,663-48.5% |
| Participant deferral / active EE | $3,193 | $6,467-50.6% | $5,631-43.3% | $6,689-52.3% |
| Admin fee / account holder | $2,033 | $19,275-89.5% | $15,885-87.2% | $13,390-84.8% |