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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,274 | $228,352-76.2% | $185,827-70.8% | $158,950-65.9% |
| Participation rate | 85.7% | 82.3%+3.4pp | 78.0%+7.7pp | 82.0%+3.8pp |
| Annual return | 16.58% | 40.81%-24.2pp | 35.96%-19.4pp | 302.91%-286.3pp |
| Employer contribution / active EE | $572 | $4,967-88.5% | $4,087-86.0% | $4,762-88.0% |
| Participant deferral / active EE | $5,959 | $6,416-7.1% | $5,633+5.8% | $5,983-0.4% |
| Admin fee / account holder | $561 | $11,867-95.3% | $9,502-94.1% | $11,248-95.0% |