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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,947 | $211,946-87.8% | $169,452-84.7% | $135,382-80.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.33% | 3.26%-10.6pp | 1.83%-9.2pp | 519.77%-527.1pp |
| Employer contribution / active EE | $1,271 | $5,117-75.2% | $4,157-69.4% | $4,779-73.4% |
| Participant deferral / active EE | $8,446 | $6,075+39.0% | $5,277+60.1% | $5,609+50.6% |
| Admin fee / account holder | $679 | $11,472-94.1% | $9,110-92.5% | $10,829-93.7% |