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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,376 | $157,296-73.1% | $141,191-70.0% | $152,897-72.3% |
| Participation rate | 82.6% | 84.8%-2.2pp | 82.5%+0.1pp | 82.5%+0.2pp |
| Annual return | 33.24% | 64.34%-31.1pp | 71.41%-38.2pp | 345.43%-312.2pp |
| Employer contribution / active EE | $3,347 | $5,262-36.4% | $4,736-29.3% | $4,764-29.7% |
| Participant deferral / active EE | $8,975 | $7,111+26.2% | $6,710+33.8% | $5,851+53.4% |
| Admin fee / account holder | $1,958 | $12,125-83.9% | $10,264-80.9% | $11,599-83.1% |