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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,088 | $165,381-57.6% | $149,730-53.2% | $158,966-55.9% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 8.71% | 348.29%-339.6pp | 276.70%-268.0pp | 302.95%-294.2pp |
| Employer contribution / active EE | $6,560 | $5,104+28.5% | $4,645+41.2% | $4,762+37.7% |
| Participant deferral / active EE | $13,579 | $7,182+89.1% | $6,843+98.4% | $5,983+127.0% |
| Admin fee / account holder | $2,349 | $10,809-78.3% | $9,310-74.8% | $11,250-79.1% |