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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,486 | $142,392-64.5% | $119,622-57.8% | $134,532-62.5% |
| Participation rate | 65.0% | 82.8%-17.8pp | 79.3%-14.3pp | 81.2%-16.2pp |
| Annual return | -14.97% | -12.46%-2.5pp | -14.98%0pp | 418.27%-433.2pp |
| Employer contribution / active EE | $2,990 | $5,224-42.8% | $4,232-29.4% | $4,741-36.9% |
| Participant deferral / active EE | $4,646 | $6,467-28.2% | $5,601-17.0% | $6,401-27.4% |
| Admin fee / account holder | $7,023 | $13,593-48.3% | $10,328-32.0% | $11,429-38.6% |