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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,084 | $135,645-82.2% | $110,243-78.2% | $135,380-82.2% |
| Participation rate | 84.6% | 83.5%+1.2pp | 79.8%+4.8pp | 82.6%+2.0pp |
| Annual return | -10.55% | 513.24%-523.8pp | 314.76%-325.3pp | 519.81%-530.4pp |
| Employer contribution / active EE | $2,871 | $4,907-41.5% | $3,827-25.0% | $4,779-39.9% |
| Participant deferral / active EE | $5,594 | $5,507+1.6% | $4,672+19.7% | $5,609-0.3% |
| Admin fee / account holder | $2,751 | $11,458-76.0% | $8,548-67.8% | $10,828-74.6% |