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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,730 | $144,130-85.6% | $117,861-82.4% | $147,586-86.0% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 16.06% | 531.20%-515.1pp | 335.11%-319.1pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,410 | $4,897-50.8% | $3,786-36.4% | $4,876-50.6% |
| Participant deferral / active EE | $4,418 | $5,316-16.9% | $4,482-1.4% | $5,439-18.8% |
| Admin fee / account holder | $892 | $10,887-91.8% | $8,021-88.9% | $10,886-91.8% |