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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,599 | $181,896-91.4% | $156,551-90.0% | $273,972-94.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 20.71% | 30.74%-10.0pp | 32.23%-11.5pp | 41.46%-20.7pp |
| Employer contribution / active EE | $2,818 | $6,248-54.9% | $5,501-48.8% | $4,869-42.1% |
| Participant deferral / active EE | $9,205 | $5,550+65.9% | $4,871+89.0% | $5,287+74.1% |
| Admin fee / account holder | $1,828 | $15,560-88.3% | $13,028-86.0% | $10,133-82.0% |