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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,214 | $183,516-0.7% | $155,534+17.2% | $145,884+24.9% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.51% | 61.43%-47.9pp | 64.92%-51.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,527 | $5,315-71.3% | $4,675-67.3% | $4,662-67.3% |
| Participant deferral / active EE | $8,413 | $6,467+30.1% | $5,630+49.4% | $6,690+25.8% |
| Admin fee / account holder | $8,487 | $19,293-56.0% | $15,900-46.6% | $13,392-36.6% |