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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,621 | $51,222-30.5% | $70,544-49.5% | $75,173-52.6% |
| Participation rate | 66.7% | 61.0%+5.7pp | 68.4%-1.7pp | 67.2%-0.5pp |
| Annual return | 37.93% | 30.06%+7.9pp | 32.79%+5.1pp | 160.72%-122.8pp |
| Employer contribution / active EE | $2,389 | $1,827+30.8% | $2,976-19.7% | $2,671-10.6% |
| Participant deferral / active EE | $7,739 | $2,850+171.5% | $4,568+69.4% | $4,126+87.6% |
| Admin fee / account holder | $1,828 | $4,096-55.4% | $6,427-71.6% | $5,651-67.6% |