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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,581 | $48,267-61.5% | $68,808-73.0% | $68,486-72.9% |
| Participation rate | 59.6% | 60.7%-1.0pp | 69.0%-9.4pp | 67.9%-8.2pp |
| Annual return | 166.75% | -12.70%+179.5pp | -6.37%+173.1pp | -7.85%+174.6pp |
| Employer contribution / active EE | $1,688 | $1,829-7.7% | $2,656-36.4% | $2,597-35.0% |
| Participant deferral / active EE | $5,453 | $2,867+90.2% | $3,942+38.3% | $4,028+35.4% |
| Admin fee / account holder | $69 | $4,362-98.4% | $4,936-98.6% | $5,404-98.7% |