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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,499 | $156,963-58.3% | $121,204-46.0% | $139,466-53.0% |
| Participation rate | 83.3% | 76.5%+6.9pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 15.90% | 1476.75%-1460.8pp | 987.18%-971.3pp | 373.66%-357.8pp |
| Employer contribution / active EE | $1,398 | $5,544-74.8% | $4,170-66.5% | $4,754-70.6% |
| Participant deferral / active EE | $5,622 | $4,848+16.0% | $4,083+37.7% | $6,712-16.2% |
| Admin fee / account holder | $4,376 | $6,953-37.1% | $5,651-22.6% | $11,409-61.6% |