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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,499 | $156,927-58.3% | $121,169-45.9% | $139,456-53.0% |
| Participation rate | 83.3% | 76.4%+6.9pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 15.90% | 1475.85%-1459.9pp | 986.71%-970.8pp | 373.45%-357.5pp |
| Employer contribution / active EE | $1,398 | $5,542-74.8% | $4,168-66.5% | $4,753-70.6% |
| Participant deferral / active EE | $5,622 | $4,848+15.9% | $4,083+37.7% | $6,711-16.2% |
| Admin fee / account holder | $4,376 | $6,946-37.0% | $5,645-22.5% | $11,407-61.6% |