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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,270 | $140,578-83.4% | $100,671-76.9% | $125,389-81.4% |
| Participation rate | 43.8% | 80.4%-36.6pp | 70.7%-27.0pp | 83.2%-39.4pp |
| Annual return | -2.55% | 24.67%-27.2pp | 20.43%-23.0pp | 282.24%-284.8pp |
| Employer contribution / active EE | $618 | $5,965-89.6% | $4,012-84.6% | $4,866-87.3% |
| Participant deferral / active EE | $2,561 | $3,981-35.7% | $3,144-18.5% | $5,352-52.1% |
| Admin fee / account holder | $21,802 | $6,716+224.6% | $4,850+349.5% | $9,541+128.5% |