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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,396 | $113,338-71.4% | $94,993-65.9% | $147,586-78.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 12.29% | 20.80%-8.5pp | 27.14%-14.9pp | 578.59%-566.3pp |
| Employer contribution / active EE | $3,611 | $3,160+14.3% | $2,603+38.7% | $4,876-25.9% |
| Participant deferral / active EE | $5,640 | $3,777+49.3% | $3,317+70.0% | $5,439+3.7% |
| Admin fee / account holder | $420 | $6,063-93.1% | $4,960-91.5% | $10,886-96.1% |