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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,226 | $53,162-65.7% | $91,227-80.0% | $68,490-73.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 73.2%+26.8pp | 67.9%+32.1pp |
| Annual return | -20.06% | -3.14%-16.9pp | 114.14%-134.2pp | -7.85%-12.2pp |
| Employer contribution / active EE | $3,208 | $1,709+87.7% | $2,851+12.5% | $2,597+23.6% |
| Participant deferral / active EE | $3,351 | $2,974+12.7% | $4,234-20.9% | $4,028-16.8% |
| Admin fee / account holder | $2,953 | $4,493-34.3% | $5,423-45.5% | $5,403-45.3% |