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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,518 | $96,691-37.4% | $86,656-30.2% | $139,487-56.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.68% | 106.87%-88.2pp | 593.09%-574.4pp | 373.84%-355.2pp |
| Employer contribution / active EE | $5,648 | $3,267+72.9% | $3,025+86.7% | $4,755+18.8% |
| Participant deferral / active EE | $5,179 | $4,838+7.1% | $4,439+16.7% | $6,713-22.8% |
| Admin fee / account holder | $813 | $6,414-87.3% | $5,619-85.5% | $11,407-92.9% |