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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,518 | $96,643-37.4% | $86,617-30.1% | $139,456-56.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.68% | 106.57%-87.9pp | 591.91%-573.2pp | 373.45%-354.8pp |
| Employer contribution / active EE | $5,648 | $3,264+73.0% | $3,023+86.8% | $4,753+18.8% |
| Participant deferral / active EE | $5,179 | $4,835+7.1% | $4,437+16.7% | $6,711-22.8% |
| Admin fee / account holder | $813 | $6,406-87.3% | $5,613-85.5% | $11,407-92.9% |