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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,704 | $109,905-54.8% | $98,506-49.5% | $167,553-70.3% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 15.87% | 1960.20%-1944.3pp | 1494.92%-1479.1pp | 478.89%-463.0pp |
| Employer contribution / active EE | $4,426 | $3,226+37.2% | $2,961+49.5% | $4,840-8.5% |
| Participant deferral / active EE | $4,656 | $4,674-0.4% | $4,277+8.9% | $6,343-26.6% |
| Admin fee / account holder | $953 | $6,760-85.9% | $5,955-84.0% | $12,316-92.3% |