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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,522 | $103,038-67.5% | $90,324-62.9% | $152,909-78.1% |
| Participation rate | 90.9% | 75.9%+15.0pp | 73.3%+17.6pp | 82.5%+8.5pp |
| Annual return | 26.49% | 95.25%-68.8pp | 78.15%-51.7pp | 345.46%-319.0pp |
| Employer contribution / active EE | $1,595 | $3,141-49.2% | $2,856-44.2% | $4,764-66.5% |
| Participant deferral / active EE | $5,029 | $4,282+17.4% | $3,885+29.4% | $5,851-14.1% |
| Admin fee / account holder | $490 | $6,177-92.1% | $5,356-90.8% | $11,601-95.8% |