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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,173 | $88,778+41.0% | $81,844+52.9% | $145,884-14.2% |
| Participation rate | 21.1% | 75.1%-54.0pp | 72.4%-51.3pp | 80.3%-59.3pp |
| Annual return | 13.53% | 1033.03%-1019.5pp | 778.87%-765.3pp | 551.85%-538.3pp |
| Employer contribution / active EE | $883 | $3,087-71.4% | $2,916-69.7% | $4,662-81.1% |
| Participant deferral / active EE | $2,942 | $4,648-36.7% | $4,323-31.9% | $6,690-56.0% |
| Admin fee / account holder | $6,545 | $8,430-22.4% | $7,355-11.0% | $13,392-51.1% |