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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,564 | $104,694-52.7% | $85,709-42.2% | $167,536-70.4% |
| Participation rate | 31.6% | 76.4%-44.8pp | 69.9%-38.3pp | 82.1%-50.5pp |
| Annual return | 13.57% | 21.45%-7.9pp | 21.49%-7.9pp | 478.82%-465.2pp |
| Employer contribution / active EE | $1,193 | $3,337-64.3% | $2,619-54.4% | $4,839-75.3% |
| Participant deferral / active EE | $2,765 | $4,826-42.7% | $3,924-29.5% | $6,342-56.4% |
| Admin fee / account holder | $424 | $10,035-95.8% | $6,876-93.8% | $12,315-96.6% |