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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,284 | $96,691-18.0% | $86,656-8.5% | $139,487-43.2% |
| Participation rate | 19.0% | 74.4%-55.4pp | 71.7%-52.7pp | 80.3%-61.3pp |
| Annual return | 11.60% | 106.87%-95.3pp | 593.09%-581.5pp | 373.84%-362.2pp |
| Employer contribution / active EE | $847 | $3,267-74.1% | $3,025-72.0% | $4,755-82.2% |
| Participant deferral / active EE | $2,804 | $4,838-42.0% | $4,439-36.8% | $6,713-58.2% |
| Admin fee / account holder | $9,737 | $6,414+51.8% | $5,619+73.3% | $11,407-14.6% |