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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,377 | $123,155-40.4% | $108,753-32.5% | $155,188-52.7% |
| Participation rate | 20.0% | 75.6%-55.6pp | 71.1%-51.1pp | 80.8%-60.8pp |
| Annual return | 21.09% | 44.73%-23.6pp | 37.47%-16.4pp | 148.84%-127.7pp |
| Employer contribution / active EE | $1,024 | $2,811-63.6% | $2,427-57.8% | $4,248-75.9% |
| Participant deferral / active EE | $2,438 | $4,623-47.3% | $4,115-40.8% | $6,531-62.7% |
| Admin fee / account holder | $20 | $12,126-99.8% | $10,320-99.8% | $14,480-99.9% |