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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,735 | $162,136-68.1% | $152,301-66.0% | $154,746-66.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.98% | 91.02%-69.0pp | 80.50%-58.5pp | 172.34%-150.4pp |
| Employer contribution / active EE | $3,156 | $4,890-35.5% | $4,624-31.8% | $4,379-27.9% |
| Participant deferral / active EE | $18,537 | $8,341+122.2% | $8,004+131.6% | $6,730+175.4% |
| Admin fee / account holder | $4,886 | $15,759-69.0% | $14,398-66.1% | $14,365-66.0% |