See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $849 | $30,588-97.2% | $53,898-98.4% | $85,563-99.0% |
| Participation rate | 57.2% | 26.3%+30.8pp | 55.0%+2.2pp | 66.0%-8.8pp |
| Annual return | 0.00% | 50.42%-50.4pp | 528.60%-528.6pp | 31.51%-31.5pp |
| Employer contribution / active EE | $0 | $436-100.0% | $932-100.0% | $2,654-100.0% |
| Participant deferral / active EE | $551 | $848-35.0% | $1,826-69.8% | $4,375-87.4% |
| Admin fee / account holder | $3 | $1,879-99.9% | $2,491-99.9% | $834-99.7% |