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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,753 | $183,516-9.1% | $155,534+7.2% | $145,884+14.3% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 17.27% | 61.43%-44.2pp | 64.92%-47.6pp | 551.85%-534.6pp |
| Employer contribution / active EE | $1,855 | $5,315-65.1% | $4,675-60.3% | $4,662-60.2% |
| Participant deferral / active EE | $4,429 | $6,467-31.5% | $5,630-21.3% | $6,690-33.8% |
| Admin fee / account holder | $4,544 | $19,293-76.4% | $15,900-71.4% | $13,392-66.1% |