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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,525 | $217,432-79.1% | $185,851-75.5% | $167,553-72.8% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 11.69% | 148.43%-136.7pp | 122.11%-110.4pp | 478.89%-467.2pp |
| Employer contribution / active EE | $3,382 | $5,874-42.4% | $5,168-34.6% | $4,840-30.1% |
| Participant deferral / active EE | $6,312 | $6,357-0.7% | $5,569+13.3% | $6,343-0.5% |
| Admin fee / account holder | $551 | $19,820-97.2% | $16,245-96.6% | $12,316-95.5% |