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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,093 | $167,353-71.9% | $143,797-67.3% | $134,545-65.0% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -26.49% | 0.48%-27.0pp | -0.04%-26.5pp | 418.37%-444.9pp |
| Employer contribution / active EE | $2,393 | $5,620-57.4% | $4,952-51.7% | $4,742-49.5% |
| Participant deferral / active EE | $4,599 | $6,447-28.7% | $5,638-18.4% | $6,401-28.2% |
| Admin fee / account holder | $143 | $18,096-99.2% | $14,679-99.0% | $11,431-98.7% |