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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,991 | $68,412-12.3% | $94,679-36.6% | $75,181-20.2% |
| Participation rate | 60.7% | 76.1%-15.4pp | 80.8%-20.1pp | 67.2%-6.5pp |
| Annual return | 20.60% | 616.91%-596.3pp | 156.75%-136.1pp | 160.69%-140.1pp |
| Employer contribution / active EE | $1,883 | $2,701-30.3% | $3,673-48.7% | $2,671-29.5% |
| Participant deferral / active EE | $4,649 | $6,537-28.9% | $7,417-37.3% | $4,126+12.7% |
| Admin fee / account holder | $512 | $5,326-90.4% | $7,233-92.9% | $5,650-90.9% |