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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,698 | $63,365-53.1% | $91,994-67.7% | $72,975-59.3% |
| Participation rate | 66.7% | 72.5%-5.8pp | 78.6%-12.0pp | 69.5%-2.8pp |
| Annual return | 24.28% | 35.35%-11.1pp | 69.04%-44.8pp | 81.01%-56.7pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,608 | $4,883-46.6% | $5,924-56.0% | $3,608-27.7% |
| Admin fee / account holder | $901 | $4,670-80.7% | $7,744-88.4% | $5,124-82.4% |