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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,554 | $99,994-39.4% | $146,643-58.7% | $85,847-29.5% |
| Participation rate | 59.4% | 73.1%-13.7pp | 80.1%-20.7pp | 69.3%-9.9pp |
| Annual return | 19.87% | 18.93%+0.9pp | 22.75%-2.9pp | 318.61%-298.7pp |
| Employer contribution / active EE | $1,033 | $2,559-59.6% | $4,137-75.0% | $2,565-59.7% |
| Participant deferral / active EE | $2,676 | $4,006-33.2% | $5,506-51.4% | $3,952-32.3% |
| Admin fee / account holder | $0 | $7,703-100.0% | $10,280-100.0% | $6,261-100.0% |