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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,014 | $144,130-36.9% | $117,861-22.8% | $147,586-38.3% |
| Participation rate | 50.0% | 83.4%-33.4pp | 79.7%-29.7pp | 82.8%-32.8pp |
| Annual return | 14.37% | 531.20%-516.8pp | 335.11%-320.7pp | 578.59%-564.2pp |
| Employer contribution / active EE | $488 | $4,897-90.0% | $3,786-87.1% | $4,876-90.0% |
| Participant deferral / active EE | $3,205 | $5,316-39.7% | $4,482-28.5% | $5,439-41.1% |
| Admin fee / account holder | $9 | $10,887-99.9% | $8,021-99.9% | $10,886-99.9% |