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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,226 | $135,645-45.3% | $110,243-32.7% | $135,380-45.2% |
| Participation rate | 46.7% | 83.5%-36.8pp | 79.8%-33.2pp | 82.6%-36.0pp |
| Annual return | -8.45% | 513.24%-521.7pp | 314.76%-323.2pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,790 | $4,907-63.5% | $3,827-53.2% | $4,779-62.5% |
| Participant deferral / active EE | $3,862 | $5,507-29.9% | $4,672-17.3% | $5,609-31.1% |
| Admin fee / account holder | $0 | $11,458-100.0% | $8,548-100.0% | $10,828-100.0% |