Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,092 | $108,825-42.0% | $156,181-59.6% | $82,448-23.5% |
| Participation rate | 60.4% | 72.4%-12.0pp | 78.8%-18.4pp | 68.1%-7.7pp |
| Annual return | 12.30% | 20.59%-8.3pp | 64.87%-52.6pp | 41.64%-29.3pp |
| Employer contribution / active EE | $1,583 | $2,870-44.8% | $4,294-63.1% | $2,551-37.9% |
| Participant deferral / active EE | $4,227 | $4,577-7.7% | $6,132-31.1% | $4,139+2.1% |
| Admin fee / account holder | $5,107 | $9,341-45.3% | $14,586-65.0% | $7,234-29.4% |