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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,165 | $125,778-30.7% | $114,563-23.9% | $154,746-43.7% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.9%-35.4pp | 80.7%-43.2pp |
| Annual return | 13.70% | 295.14%-281.4pp | 241.09%-227.4pp | 172.34%-158.6pp |
| Employer contribution / active EE | $445 | $2,806-84.1% | $2,592-82.8% | $4,379-89.8% |
| Participant deferral / active EE | $3,168 | $4,445-28.7% | $4,142-23.5% | $6,730-52.9% |
| Admin fee / account holder | $3,743 | $8,190-54.3% | $7,623-50.9% | $14,365-73.9% |