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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,261 | $127,273-54.2% | $109,895-47.0% | $167,518-65.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.2%-24.2pp | 82.1%-32.1pp |
| Annual return | 9.87% | 22.97%-13.1pp | 29.46%-19.6pp | 478.71%-468.8pp |
| Employer contribution / active EE | $672 | $3,324-79.8% | $2,843-76.4% | $4,838-86.1% |
| Participant deferral / active EE | $3,946 | $4,515-12.6% | $4,049-2.5% | $6,342-37.8% |
| Admin fee / account holder | $1,836 | $7,117-74.2% | $6,067-69.7% | $12,312-85.1% |