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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,931 | $196,972-99.0% | $182,262-98.9% | $198,609-99.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 10.86% | 158.27%-147.4pp | 140.60%-129.7pp | 202.70%-191.8pp |
| Employer contribution / active EE | $17,532 | $5,364+226.9% | $5,046+247.5% | $5,055+246.8% |
| Participant deferral / active EE | $61,575 | $8,643+612.5% | $8,276+644.0% | $6,977+782.6% |
| Admin fee / account holder | $153,792 | $18,429+734.5% | $16,712+820.3% | $19,030+708.1% |