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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,295 | $199,109+15.7% | $173,730+32.6% | $154,746+48.8% |
| Participation rate | 42.9% | 82.8%-40.0pp | 79.6%-36.7pp | 80.7%-37.8pp |
| Annual return | 16.01% | 20.02%-4.0pp | 19.96%-3.9pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,348 | $5,311-55.8% | $4,577-48.7% | $4,379-46.4% |
| Participant deferral / active EE | $7,648 | $7,113+7.5% | $6,326+20.9% | $6,730+13.6% |
| Admin fee / account holder | $264 | $20,916-98.7% | $17,523-98.5% | $14,365-98.2% |