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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,295 | $254,759-9.6% | $216,567+6.3% | $198,609+16.0% |
| Participation rate | 42.9% | 84.5%-41.7pp | 81.6%-38.8pp | 82.4%-39.5pp |
| Annual return | 16.01% | 10.04%+6.0pp | 12.94%+3.1pp | 202.70%-186.7pp |
| Employer contribution / active EE | $2,348 | $6,096-61.5% | $5,216-55.0% | $5,055-53.6% |
| Participant deferral / active EE | $7,648 | $6,948+10.1% | $6,191+23.5% | $6,977+9.6% |
| Admin fee / account holder | $264 | $26,311-99.0% | $21,981-98.8% | $19,030-98.6% |