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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,267 | $58,848-69.0% | $88,179-79.3% | $82,637-77.9% |
| Participation rate | 89.1% | 57.9%+31.2pp | 69.1%+20.0pp | 68.1%+21.1pp |
| Annual return | 40.08% | 22.76%+17.3pp | 64.97%-24.9pp | 53.51%-13.4pp |
| Employer contribution / active EE | $1,245 | $1,678-25.8% | $2,549-51.2% | $2,552-51.2% |
| Participant deferral / active EE | $3,898 | $3,124+24.8% | $4,614-15.5% | $4,126-5.5% |
| Admin fee / account holder | $865 | $4,795-82.0% | $7,673-88.7% | $7,339-88.2% |