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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,577 | $96,388-82.8% | $80,627-79.4% | $139,466-88.1% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 13.76% | 1352.08%-1338.3pp | 936.76%-923.0pp | 373.66%-359.9pp |
| Employer contribution / active EE | $508 | $3,260-84.4% | $2,723-81.3% | $4,754-89.3% |
| Participant deferral / active EE | $1,847 | $5,224-64.6% | $4,443-58.4% | $6,712-72.5% |
| Admin fee / account holder | $611 | $6,603-90.8% | $5,381-88.6% | $11,409-94.6% |