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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,255 | $115,796-53.1% | $101,264-46.4% | $158,950-65.9% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 19.04% | 56.15%-37.1pp | 46.48%-27.4pp | 302.91%-283.9pp |
| Employer contribution / active EE | $791 | $4,175-81.1% | $3,660-78.4% | $4,762-83.4% |
| Participant deferral / active EE | $3,318 | $4,958-33.1% | $4,370-24.1% | $5,983-44.5% |
| Admin fee / account holder | $238 | $7,247-96.7% | $5,947-96.0% | $11,248-97.9% |