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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,469 | $106,008-74.1% | $92,240-70.2% | $147,586-81.4% |
| Participation rate | 30.0% | 80.4%-50.4pp | 76.5%-46.5pp | 82.8%-52.8pp |
| Annual return | 23.33% | 50.05%-26.7pp | 176.29%-153.0pp | 578.59%-555.3pp |
| Employer contribution / active EE | $984 | $4,333-77.3% | $3,680-73.3% | $4,876-79.8% |
| Participant deferral / active EE | $2,893 | $4,478-35.4% | $3,897-25.8% | $5,439-46.8% |
| Admin fee / account holder | $1,013 | $6,333-84.0% | $5,194-80.5% | $10,886-90.7% |